Business Services 
Loans
| Commercial Real Estate Loans |
| Commercial term loans for the purchase or refinance of commercial real estate. Property types include apartment and multi‐family buildings, mixed use, commercial office, industrial, and warehouse. Loans may be fixed or floating rate. |
| Commercial Lines of Credit |
| Small business lines of credit for working capital, expansion, equipment purchases, building expansion or improvement, or for other purposes. Lines of credit are Prime based with a floating interest rate. |
| Construction Loans |
| Construction loans for new
construction or improvements to existing buildings for residential development projects, apartment and
multi‐family construction, office buildings, mixed use buildings, and industrial / warehouse properties.
Construction interest rates are Prime based with a floating interest rate. Loan terms of up to one year
for construction, with permanent financing available upon completion. Kindly contact our Commercial Loan Department at (973) 439-3352 to discuss or to obtain an application. Commercial loan payments can be deducted from your Kearny Federal Savings checking account. |